Ecommerce

Efficient E-Payment Protocol Using Hash Chain

by Daniyal Al Ghazzawi

Co-authored with Mohammad Al-Fayoumi, Sattar J. Aboud, Mustafa AL-Fayoumi

The spreading of information in the last decade has led to great development in e-commerce. For instance, e-trade and... more The spreading of information in the last decade has led to great development in e-commerce. For instance, e-trade and e-bank are two main Internet services that implement e-transaction from anyplace in the world. This helps merchant and bank speed up the financial transaction process and to give user instant services at any time. However, the cost of workers and communications falls down considerably while the cost of trusted authority and protecting information is increased. E- payment is now one of the most central research areas in e-commerce, mainly regarding online and offline payment scenarios. In this paper, we will discuss an important e-payment protocol namely pay-word scheme examine its advantages and limitations, which encourages the authors to develop an improved scheme that keeps all characteristics intact without concession of the security robustness of the protocol. The suggest protocol employs the idea of public key encryption scheme using the thought of hash chain. We will compare the proposed protocol with pay-word protocol and demonstrate that the proposed protocol offers more security and efficiency, which makes the protocol workable for real world services.

Merz EAA Advances Ad Research Vol III 2012 Brand Equity Website

by Russ Merz

sparkinfosys

by Deepti Seosem

CONSUMER DISPUTE RESOLUTION: THE WAY FORWARD

by fahimeh abedi

Delineation of Malaysian online shoppers and non-shoppers using discriminant analysis.

by Dilip Mutum

Co-authored with Ezlika Ghazali. The Business Review, Cambridge, 6(2), 270-276. (ISSN 1553-5827).

The study attempts to delineate the demographic and lifestyle characteristics of online shoppers and online... more The study attempts to delineate the demographic and lifestyle characteristics of online shoppers and online non-shoppers in Malaysia. The application of discriminant analysis reveals that certain variables are relatively more important than others in discriminating between online shoppers and non-shoppers in Malaysia. With regards to level of importance, the dimension ‘Vigilant of financial loss,’ ranks the highest. Some marketing implications are also discussed. Online purchasing is growing at a dramatic rate and is well documented in literature. According to a recent study conducted by research firm ACNielsen, roughly 10 percent of the world's population has shopped online at least once (Crampton, 2005). In Malaysia the expected explosion of Internet shopping has not occurred as yet and the market share is quite negligible. It is growing slowly with an increase from 24 percent in 2002 to 28 percent of Internet users shopping online in 2003. However, an increasing number of consumers are expected to make purchases on the Internet in the future, with a majority of them doing so from international web merchants (IDC, 2004). The percentage of Malaysian consumers who shop online from the total Internet population now stands at 28.4 percent (MATRADE, 2005). Malaysian Business-to-Business (B2B) E-commerce was forecasted at RM29.6 billion (US$1= approx. RM3.77), while Business-to-Consumer (B2C) E-commerce, at RM5.7 billion. In view of this, it was considered important to investigate the concerns and perceived benefits of shopping online. As such, this study seeks to examine Internet oriented lifestyles of both Internet shoppers and non-shoppers to see whether there are any discrete market segments that seek different benefits from the Internet. This study is considered significant because the role of psychographics in the adoption of e-commerce in Malaysia has been largely unexplored, even though some researchers have indeed studied the effect of psychographics in the global diffusion of e-commerce in other parts of the World, especially in the United States (Swaminathan, Anderson and Ponnavolu, 2002; Swinyard and Smith, 2003).

E-COMMERCE: LAWS AND CYBER CRIMES

by Dr K M Baharul Islam

Paper published in "Road Map Towards a Cyber Crime Deterrent Mechanism" (ed.) N. Deka. 2008. Presented earlier at the Social Action Network (SAN)  seminar on Trends in Cyber Crime and Need for a Deterrent Mechanism in North-East India, held on April 27, 2008 at Cotton College, Guwahati India

In the recent years there has been tremendous increase in the penetration and use of Information and Communication... more In the recent years there has been tremendous increase in the penetration and use of Information and Communication Technologies (ICT) in all spheres activities including commerce. New cellular technologies, web-based networks, community ICT access points in the remotes parts of the world have ushered in an era when even the most remote parts of the world will be connected through affordable high bandwidth Internet connections. In the arena of businesses ICT have changes the way traditional business were conducted. With more connectivity, even the smallest enterprise in a remote village can mobile cheaper raw materials or production input and also link to the largest distribution systems across the globe without intermediaries fetching him a better price for his commodities.

In order to harness these new ICT applications for e-commerce, it is important to understand the need for an underlying legal framework that is needed to support such „online‟ commerce activities in a non-physical „virtual‟ environment. While business to business (B2B) e-commerce emerging as the most important activity, business to consumer (B2C) e-commerce has faced a number of challenges. This paper intends to highlight some of these challenges facing e-commerce across the developing world with special reference to marginalized areas like Northeastern region in India.

The Current State of eCommerce in Jordan: Applicability and Future Prospects

by Mutaz M. Al-Debei

Published in IBIMA 2005

Towards a dynamic model of e-commerce: environmental, technological and organisational drivers of B2C along time

by Inma Rodríguez-Ardura

Co-authored with A. Meseguer

Despite the important benefits for firms of commercial initiatives on the Internet, e-commerce is still an emerging... more Despite the important benefits for firms of commercial initiatives on the Internet, e-commerce is still an emerging distribution channel, even in developed countries. Thus, more needs to be known about the mechanisms affecting its development. A large number of works have studied firms' e-commerce adoption from technological, intraorganizational, institutional, or other specific perspectives, but there is a need for adequately tested integrative frameworks. Hence, this work proposes and tests a model of firms' business-to-consumer (called B2C) e-commerce adoption that is founded on a holistic vision of the phenomenon.With this integrative approach, the authors analyze the joint influence of environmental, technological, and organizational factors; moreover, they evaluate this effect over time. Using various representative Spanish data sets covering the period 1996-2005, the findings demonstrate the suitability of the holistic framework. Likewise, some lessons are learned from the analysis of the key building blocks. In particular, the current study provides evidence for the debate about the effect of competitive pressure, since the findings show that competitive pressure disincentivizes e-commerce adoption in the long term. The results also show that the development or enrichment of the consumers' consumption patterns, the technological readiness of the market forces, the firm's global scope, and its competences in innovation continuously favor e-commerce adoption.

Going with the consumer towards the social Web environment: a review of extant knowledge

by Inma Rodríguez-Ardura

Co-autored with FJ Martínez-López, P Luna

The social Web environment cannot be explained without taking into account the use made by consumers of the web... more The social Web environment cannot be explained without taking into account the use made by consumers of the web technologies in the field of e-commerce. Starting with a systematic background of the growing body of research on marketing and consumer behaviour on the Web; this article presents a critical review of the main contributions on this theme, integrating also the research field of consumer behaviour in the social Web environment. It concludes with some managerial guidelines for successful use of the social Web in the commercial activities and in the establishment of fruitful relationships between the consumers and the brand.

Psychological elements explaining the consumer's adoption and use of a website recommendation system: a theoretical framework proposal

by Inma Rodríguez-Ardura

Co-authored with FJ Martínez-López, J.C. Gázquez-Abad, MJ Sánchez-Franco, CC Cabal

Purpose: To understand, with an emphasis on the psychological perspective of the research problem, the consumer's... more Purpose: To understand, with an emphasis on the psychological perspective of the research problem, the consumer's adoption and use of a certain website recommendation system as well as the main psychological outcomes involved.

Design/methodology/approach: Theoretical modelling.

Findings: A conceptual model is proposed and discussed. A total of 20 research propositions are theoretically analyzed and justified.

Practical implications: The ideas extracted from the discussion of the conceptual model should be of help for recommendation systems designers and website managers, so that they may be more aware, when working with such systems, of the psychological process consumers undergo when interacting with them. In this regard, numerous practical reflections and suggestions are presented.

Originality/value: This paper is based on and adapts classical theories of consumer behaviour, integrating them into particular theories developed within the framework of computer-mediated environments.

Research limitations: The theoretical discussion developed here is not empirically validated. This represents an opportunity for future research.