Credit Unions

México y Alemania una relación histórica. La influencia alemana en la construcción del cooperativismo y el crédito agrario en México

by Jesus Mendez Reyes

Published by Matices, Zeitschrift zu Lateinamerika, Spanien und Portugal, volumen 64, número 3, Köln, Deustchland, 2010.

La economía social durante el siglo XIX mexicano tuvo ejercicios importantes de solidaridad, cooperativismo y ahorro... more La economía social durante el siglo XIX mexicano tuvo ejercicios importantes de solidaridad, cooperativismo y ahorro en consonancia con los sistemas alternos de financiación en Europa. Por ejemplo las cajas de ahorro Raiffeisen, las iniciativas de Hermann Schulze-Delitzsch y la instauración de los Sparkassenbanken o bancos especializados de ahorro. La organización de aquellos trabajos puso atención también en las experiencias italiana, española, irlandesa y estadunidense. Algunas notas sobre el caso mexicano.

ESQUEMAS INTERPRETATIVOS E ESTRATÉGIAS INSTITUCIONAIS: ESTUDO DE CASO EM UM SISTEMA DE COOPERATIVAS DE CRÉDITO.

by Antonio Saraiva Junior

Credit Unions on the Financial Landscape: Geographical Strategies of Expansion and Service

by Darren Purcell

The Industrial Geographer, with Sharon Cobb, 2004

Recent legislative efforts to protect credit unions against unfavorable legislation reflect the growing importance of... more Recent legislative efforts to protect credit unions against unfavorable legislation reflect the growing importance of credit unions in the U.S. financial services sector. Efforts to address new technologies, combined with deregulation in financial services, have led changes in the field of membership rules governing how credit unions are chartered and how
they may grow. These regulations have clear geographic implications for defining communities and for offering financial services and education to particular segments of the population. This paper briefly reviews the history of credit unions, then examines the Credit Union Membership Access Act of 1998 (CUMAA) and the National Credit Union Administration's (NCUA) interpretation and implementation. A
case study of two Florida locales is used to analyze the changes in credit union charters and their expansion in the rapidly changing market. The results point to the possibility that credit union expansion as currently legislated may be an effective way to insure access to financial services.

Keywords:credit union, financial services, community, fields of membership, regulation